Arbitration Policy

Dispute Resolution and Arbitration Policy

By accessing or using medicaretest1.com (“Company”, “we”, “our”, “us”), you agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Privacy Policy, the use of our website, or any services provided by MedicareTest1 (collectively, “Disputes”) shall be resolved exclusively through binding arbitration.

This policy is a waiver of your right to bring disputes to court, including the right to a jury trial.

1. Binding Arbitration Requirement

All Disputes shall be submitted to binding arbitration instead of litigation in a court of law.
You agree that arbitration will be the sole method of resolving any disagreement between you and MedicareTest1.

Disputes include, but are not limited to:

• Any matter related to website use

• Any transaction or service provided

• Any claim of breach, misrepresentation, or statutory violation

• Any disagreement involving interpretation of this Agreement or policies

2. No Class Actions

Arbitration must be conducted only on an individual basis.
You expressly agree that:

• Class actions are not allowed

• Collective actions are not allowed

• Private attorney general actions are not allowed

• The arbitrator has no authority to hear such claims

You may only bring claims for your own individual case.

3. Arbitration Rules and Process

Arbitration will be administered by the American Arbitration Association (AAA) or another well-recognized arbitration organization mutually agreed upon by both parties.

Location of Arbitration

The arbitration will take place:

• At a mutually agreed location, OR

• If no agreement is reached, at a location reasonable for both parties

Arbitrator’s Decision

The arbitrator’s decision shall be:

• Final

• Binding

• Enforceable in any court of competent jurisdiction

The arbitrator has authority to grant any remedy available under applicable law.

4. Severability

If any part of this Arbitration Policy is determined to be unenforceable:

• That specific provision will be removed, and

• The remainder of the policy will continue to be enforceable to the fullest extent permitted by law

Your agreement to arbitration remains valid even if a clause is severed.

5. Acknowledgment

By using this website or our services, you acknowledge and agree that:

• You understand the terms of this Arbitration Policy

• You voluntarily waive the right to pursue claims in court

• You agree to resolve all disputes through binding arbitration as stated here